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First Internet Bancorp (INBK) came out with quarterly earnings of $0.64 per share, beating the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.41 per share a year ago.

While caution is certainly warranted, we have paths to grow both full-year EBITDA and book value per share. Finally, we're seeing a modest shift toward to-be-built sales so far this year, which if ...