The AIDS Institute, part of the All Copays Count Coalition, has spent significant time searching through health-insurance plan documents to find co-pay accumulator policies, and determine if the plan ...

Plan sponsors have a fiduciary duty to operate in accordance with the plan document, but an ERISA attorney shares common cases when mistakes are made. The Employee Retirement Income Security Act ...

Many employers do not realize that welfare plans also require written plan documents and are shocked when they learn that their welfare benefit plans are not in compliance with the Internal Revenue ...

Most people get prescription insurance through a health insurance plan. There are other ways to save on prescriptions, such as drug discount cards and supplemental plans. Also called pharmacy ...

Qualifying events mean you can change your health insurance outside open enrollment. This includes losing your current coverage, moving states, getting married or having a kid. To take advantage of a ...