Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...

Car insurance isn't something that is nice to have. In most states, it's a requirement for drivers to obtain minimum liability coverage. And if you're financing your vehicle, specifically, the lender ...

Insurers understand that sometimes you need to let someone who is not listed on your policy drive your car. So, most policies include a permissive use clause, which allows your car insurance coverage ...

At a minimum, your company’s commercial auto insurance policy should include primary liability insurance and other mandatory coverage types, along with optional physical damage coverage. You may also ...

Full coverage car insurance protects you and your vehicle in many situations, from fender benders and fallen tree branches to vandalism and theft. But there are a surprising number of things most ...

Lemonade is an online insurance company that offers car insurance and other products in 10 states. It stacks up well to other insurers for digital experience and discounts. Many, or all, of the ...

Not all auto insurance policies cover flood damage. Insurance companies can completely write off vehicles with water damage due to mechanical complications. Drivers can take action to avoid ...

Major insurers typically do not sell temporary car insurance. The level of coverage provided by short-term car insurance may not be adequate. If you’re borrowing a car, consider non-owner or rental ...

The auto insurance industry is continuing to consolidate: According to the National Association of Insurance Commissioners, the five largest insurers accounted for nearly two-thirds (63.59%) of the ...

When insurance companies and repair shops can’t agree, it’s often the driver who loses. And as a key consumer protection quietly disappears from some auto policies, that problem could get even worse.